💸 Sending money to India? You're probably overpaying.
Most apps advertise "$0 fees" - then quietly take 2-4% in the exchange rate. Here's how to keep that money in your pocket.
The catch: The "$0 fee" is a trick - most apps hide a 2-4% markup in the exchange rate. On a $2,000 transfer that's ~$40-80 gone, every single time.
What to do: Ignore the advertised fee. Compare the exchange rate against Google's mid-market rate - the service closest to it keeps the most money in your pocket.
Our picks
ⓘ Rates change constantly - always check the live rate right before you send.
Quick answers
How much can I actually save?
On a $2,000 transfer, a 2-4% rate markup is $40-80. A service that gives the real mid-market rate keeps most of that - every single transfer.
Is it safe?
Wise and Remitly are regulated money-transfer companies used by millions, protected under US and Indian financial regulations.
How do I check the real rate?
Google 'USD to INR' - that's the mid-market rate. Compare what each app offers against it; the closest one wins.
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